Wise-Wallet

Question 12

Small monthly investing amounts power long-term growth, but “substantial” depends on timeframe; clarity about horizon matters when evaluating results.

Which best describes $200/month invested at a modest rate?

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Health Savings Accounts provide tax-deductible contributions, tax-free growth, and tax-free withdrawals for qualified medical costs.

Useless — it never grows meaningfully.Guarantees millionaire status in 5 years.Potentially powerful over decades but modest in the short term.Only useful if invested in single stocks.