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Correct! Keep Going!

Missing or late information forms (W-2s, 1099s) are common sources of filing errors and IRS notices. A straightforward preventive practice is to maintain a running list of payers and expected forms during the year. Treat this list like a checklist: employers (W-2s), banks (1099-INT), brokers (1099-B), gig platforms and clients (1099-NEC or 1099-MISC), and government agencies (various forms) should all be represented. At year-end, compare received forms to the tracker. This habit catches omissions early — for example, a small side job that issued a late 1099 — and reduces the chance you file without a required document or forget to report income. Many tax apps and bookkeeping tools can help automate this, but a simple spreadsheet or notes app works equally well.

In addition to tracking expected forms, reconcile paystubs, bank statements, and business receipts against your list so you can spot income that might not generate a form (often true for smaller payments). If a form is late, contact the payer promptly to request reissue or correct contact information. Avoid filing prematurely if a late form materially affects your return; if you must file and later receive an additional form, be prepared to amend. Keeping tidy records and a short checklist reduces stress during tax season and the administrative burden of post-filing corrections or notices. Over time, this routine makes tax season smoother and lowers the risk of penalties associated with unreported income.

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