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“The best time to plant a tree was 20 years ago. The second-best time is now.” — (proverb)

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Roth 401(k) contributions are after-tax now; qualified withdrawals are tax-free later.

Did You Also Know...

By Quiz Coins

A HELOC (home equity line of credit) functions like a credit card secured by your home’s equity and carries variable rates and repayment risks.